Fast Working Capital When Banks Say No
Prompt Funds Solutions provides flexible financing to small and medium-sized businesses nationwide, bypassing slow traditional lending so you can respond to cash flow gaps, seasonal demand, and growth opportunities without disruption.
Capital solutions built for your business
Choose the financing structure that fits your cash flow needs and growth timeline. Fast approval, flexible terms, no restrictive credit requirements.
Merchant cash advances
Access capital based on your daily revenue. Repay a percentage of card and ACH sales automatically until the advance is paid back.
Short-term business loans
Quick capital with fixed repayment terms. Ideal for inventory, equipment, seasonal cash gaps, or unexpected operational expenses.
Term loans
Traditional loan structure with predictable monthly payments. Fixed rates and terms ranging from one to five years for growth and expansion.
Revenue-based financing
Flexible repayment tied to your monthly sales performance. Scale payments up or down with your business without fixed terms.
Equipment and inventory financing
Dedicated funding to purchase machinery, tools, or stock. Approval within days, allowing you to upgrade operations without depleting reserves.
Working capital solutions
Bridge cash gaps between invoicing and payment. Cover payroll, supplier costs, and operational expenses while maintaining momentum.
Businesses That Got Funding Fast
Small business owners across construction, retail, and trucking trusted Prompt Funds Solutions to access working capital when they needed it most.
We needed cash fast to purchase inventory before our busy season. Prompt Funds Solutions approved us in days, not months like the bank wanted.
James Mitchell
Owner, Retail Import Company
Our construction crew needed equipment fast. The application process was straightforward, and we had funding before the project started.
Marcus Rodriguez
Construction Company Owner
We hit a cash flow gap waiting on invoices. Prompt Funds Solutions gave us the flexibility we needed to cover payroll and keep operations steady.
Patricia Chen
Medical Practice Manager
Unlike traditional banks, they looked at our actual revenue, not just credit scores. We qualified and got funded when we needed it most.
David Thompson
Trucking Business Owner
The whole process was transparent. No hidden fees, no surprises. We knew exactly what we were getting into from day one.
Sofia Gutierrez
Restaurant Owner
Our seasonal business needs flexible capital. Prompt Funds Solutions understood that better than any bank we talked to.
Robert Kim
Retail Manager
Funding businesses across the nation
Prompt Funds Solutions has helped hundreds of small and medium-sized businesses access the working capital they need to grow and operate smoothly.
5000+
Businesses funded
We've provided flexible working capital to hundreds of companies across construction, trucking, retail, and professional services.
8hrs
Average funding time
Most businesses receive capital within two business days of approval, allowing you to respond to opportunities without delay.
99%
Application approval rate
Our focus on revenue performance rather than strict credit requirements means more businesses qualify for the funding they need.
15+
Industries served
From construction and trucking to restaurants and medical practices, we work with businesses across diverse sectors nationwide.
Get fast funding without the bank delays
Apply in minutes. Get approved based on your revenue, not credit. Keep your business moving forward.
Based in New York. Serving businesses nationwide.
Prompt Funds Solutions was founded to give small and medium-sized businesses access to capital when traditional banks say no. Wayne Chappel built this company on the belief that fast, flexible financing shouldn't require perfect credit or months of waiting. Today, we work with business owners across construction, trucking, retail, medical practices, and beyond to keep operations moving.